Free tool
Subscription Leak Audit
Most people can name about six of their subscriptions. The average is closer to twelve. Add yours up and see the annual figure — plus what each one costs every time you actually use it.
Nothing leaves your device. Your list is calculated in the browser and saved only in your own local storage. We have no server that could receive it.
Your subscriptions
Start with the obvious ones, then check your card statement for the rest — the forgotten charges are the whole point of doing this.
| What is it | Cost | Every | Type | Uses / month | Next charge | Essential | Remove |
|---|
Your subscriptions cost you
—
Where it goes
Worth a second look
These are observations, not recommendations. Only you know which of these is actually worth the money.
Cost per use
For the ones where you told us how often you use them.
Add a "uses per month" figure to any subscription above and this fills in. It's usually the most uncomfortable number on the page.
Charges in the next 30 days
Decide what goes
Tick anything you intend to cancel. The total is yours, not our suggestion.
Get the cancellation worksheet
Knowing the number is the easy part. We'll build you a printable worksheet listing exactly what you ticked, in order of what it saves, with space to record the date and confirmation number for each — because the ones that get cancelled are the ones written down.
Ready to print
Your worksheet lists what you ticked plus your renewal calendar. Work down it in one sitting if you can — the second session rarely happens.
Why subscriptions leak
Nothing about a subscription is designed to be noticed. The price is set at a level that doesn't warrant a decision — nine dollars, fifteen dollars — and it's quoted per month, which is the shortest period that still sounds like a commitment. The charge then arrives on a card statement among forty other lines, on a date nobody chose, in an amount that never changes enough to draw the eye.
The result is a category of spending that is genuinely invisible in a way that rent and groceries are not. People consistently underestimate both the count and the total, and the gap isn't small: studies of this repeatedly find consumers guessing at roughly half of what they are actually paying. The fix isn't discipline. It's arithmetic, done once, out loud.
The three leaks
The stack
Four streaming services is rarely a decision anyone made. It's four decisions made months apart, each of which was reasonable on its own. Nothing ever prompts you to look at them together, which is why seeing them on one line — with the combined annual figure next to them — tends to be the moment something changes.
The zombie
A subscription you have not used in months but keep paying for. Free trials are the usual source: you meant to cancel, the reminder never came, and the charge is small enough to survive every statement you've glanced at since. These are pure loss, and they are also the easiest thing on this page to fix.
The bad trade
The hardest one to see, because the subscription works exactly as promised — you just don't use it enough for the price to make sense. A gym membership at sixty dollars a month visited twice is thirty dollars a visit. That's not a case for cancelling; plenty of people would pay thirty dollars for a workout. It is a case for knowing that's the deal you're in, which almost nobody does.
What to do once you have the number
- Cancel in one sitting. The list you make today and act on next week is a list you don't act on. Block twenty minutes.
- Start with annual cost, not monthly price. The order changes more than you'd think once weekly charges are multiplied out.
- Take the screenshot. Cancellation confirmations go missing and charges reappear. The worksheet has a column for the confirmation number for exactly this reason.
- Diary the renewals you keep. The ones you decided to keep are next year's zombies if nothing reminds you to look again.
- Check the annual option on what survives. Paying yearly is often ten to twenty percent cheaper — worth it only for the ones you're confident about.
Related reading
Common questions
Does my subscription list get sent anywhere?
No. Everything is calculated in your browser and saved only in your own device's local storage. Your list, your amounts and your totals are never transmitted to us — we have no server that could receive them. If you enter your email for the printable worksheet, we receive your first name and your email address and nothing else. Clearing your browser data removes the list.
Why does the annual figure look so much bigger than I expected?
Because subscriptions are priced monthly precisely so they don't feel like an annual commitment. A charge of $15.99 a month is $191.88 a year, and a stack of eight or nine small ones lands between one and two thousand dollars. Nothing is inflated here — it is simply the same numbers multiplied out to the period you actually pay them over.
What is cost per use, and why does it matter more than the price?
It is what each subscription costs you every time you actually use it. A gym at $60 a month visited twice is $30 a visit. A streaming service at $15.99 watched a dozen times is $1.33. The monthly price tells you nothing about whether you are getting value; this does. It is also the number that tends to change people's minds, because it reframes the decision from what something costs to what you are getting for it.
Does the tool tell me what to cancel?
No, and that's deliberate. It shows you what each one costs per year and per use, points out where you're holding several in the same category, and flags anything you've said you never use. Then you tick what you intend to cancel and it totals it up. We can't know that the gym you never visit is the one thing keeping you sane, or that a subscription that looks frivolous is genuinely load-bearing.
What does marking something 'essential' do?
It keeps that entry out of every suggestion the tool makes, while still counting towards your totals. Insurance, medication deliveries, childcare, a work tool you're required to have — plenty of recurring charges aren't optional, and a tool that keeps nudging you to cancel your car insurance isn't worth using.
Can I keep the list?
Yes. It stays in your browser between visits, and there's a CSV download that opens in any spreadsheet. The printable worksheet gives you a cancellation checklist with space to record the date and confirmation number for each one, which is the part that tends to determine whether it actually gets done.
Doing this once is worth real money. Doing it every year is worth more.
The Subscription Management Toolkit is our system for keeping the number down after the first clear-out — the trackers, the renewal calendar, and the cancellation scripts for the services that make it deliberately difficult.
Educational guidance, not financial advice.