Clear Money Habits

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Take the Toolkit to the Next Level with the App

You've got the guide. Now get the interactive web app that does the heavy lifting — track every subscription, score priorities, analyze costs, and cancel with built-in scripts.

Upgrade for $47

One-time payment · Instant access

The Guide Tells You What to Do. The App Does It With You.

Stop switching between spreadsheets, bank statements, and notes. The Subscription Toolkit App puts everything in one place — with real-time data, smart scoring, and step-by-step workflows.

  • Master Subscription Inventory

    Every subscription in one live dashboard — cost, category, renewal date, and status.

  • Priority Scoring Calculator

    Score each subscription on cost impact, usage frequency, cancellation difficulty, and contractual obligation. Instantly see which to cut first.

  • Cost Analysis & Budget Impact

    See monthly and annual spend, category breakdowns, top cost drivers, and billing cycle distribution — all in real-time charts.

  • Cancellation Checklists & Scripts

    The DECIDE framework walks you through every cancellation step. Pre-written email, chat, and phone scripts so you never get talked out of it.

  • Built-In Frameworks

    The DECIDE cancellation framework and negotiation scripts, ready to use.

  • Alerts & Reminders

    Never miss a renewal or free trial deadline again.

Everything Inside the App

  • Live dashboard with KPIs and charts
  • Priority scoring with weighted 4-factor algorithm
  • Category spend breakdown & top cost drivers
  • DECIDE Framework cancellation checklists
  • Negotiation templates & outcome tracking
  • Renewal alerts & trial deadline reminders

You Already Have the Guide — Now Add the Engine

The toolkit guide gives you the knowledge. The app gives you the system to act on it — with live data, automated scoring, and built-in workflows.

Upgrade for $47

One-time payment · Lifetime access