Subscription Audit Checklist: What to Review Each Month

A monthly subscription audit is one of the highest-impact money habits you can build. It takes 15–20 minutes and can save hundreds per year.

Your Monthly Audit Checklist

Review All Active Subscriptions

• Pull up your bank statement or subscription tracker
• Confirm every active subscription
• Note any new charges you don’t recognize

Evaluate Usage

• Mark each subscription as: used regularly, used occasionally, or not used
• Flag anything unused for cancellation

Check for Price Changes

• Look for price increases you weren’t notified about
• Compare with alternatives if prices have risen

Look for Overlap

• Do you have multiple streaming services you barely use?
• Are you paying for two tools that do the same thing?

Review Free Trials

• Check if any free trials are about to convert to paid
• Cancel trials you don’t plan to continue

Update Your Tracker

• Record any changes made this month
• Note your total monthly subscription cost

Make It a Habit

Pick the same day each month — the first of the month works well — and block 20 minutes. This small routine compounds into significant savings.